Know the rate.
Know what it means.
Track the public benchmarks shaping borrowing and saving, then access partner-network options built around your actual goal.
Verified daily movement
Changes appear only when the same published rate can be matched to a prior engine day.
Explore what's verified
Start with a live category. We only publish a rate when its source, effective date, and validation outcome are present.
Provider network coverage
We track priority institutions across Canada and the United States. Provider-specific figures appear only through an authorized feed or documented permission; request options through Mighty without leaving the site.
Regulated institution directory
Search active institutions recorded by OSFI, FDIC, and NCUA. A directory entry is not a rate source; provider pricing appears only after authorized data access is in place.
Category Averages
Averages are shown only where the data has enough context to be useful.
Verified sources
Each published rate keeps its source identity and effective date attached.
Compare current rates
Use filters to narrow the live board. Select "Details" for the context behind any number.
| Product | Provider / Source | Region | Rate | Term | Confidence | Effective | Details |
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Explore competitive options through Mighty.
RateChecker.ai is a marketing and information service operated by Mighty. Share your goal and Mighty can introduce you to a relevant participating financial provider for rate and product options that may not appear in public posted-rate tables.
- Mortgages
- Refinances
- HELOCs
- Auto and EV loans
- Personal lending
- Business financing
Mighty is not a lender, bank, insurer, or financial adviser. Rates, terms, eligibility, and approvals are determined by the participating provider. Participating providers may compensate Mighty for marketing or referral services.
Tell us your goal.
We will use only these details to assess the request and introduce you to a relevant participating provider.
How we source
Official APIs and regulator datasets come first. Provider pages are never automated without permission.
How we check
Every accepted observation has an effective date, source link, validation result, and retained snapshot reference.
Provider updates
Banks, lenders, insurers, and utilities can submit authorized feeds or reviewed updates as coverage expands.
RateChecker.ai is informational only. Rates can change without notice and may vary by location, amount, term, collateral, credit profile, eligibility, underwriting, and provider rules. Always verify directly with the provider before making a financial decision.